by Steve Kowalski | Jul 30, 2026 | Industry Payroll
The number of business owners who stay with a payroll company they can’t stand because they think they’re trapped until January 1st it’s a lot. I hear it every year: “I’d love to switch, but I don’t want to mess up my taxes, so...
by Steve Kowalski | Jul 20, 2026 | Industry Payroll, Informational
A Fort Myers contractor called me a while back, rattled. He’d been paying two guys as 1099 independent contractors for three years no tax withholding, no employer taxes, just a check and a form in January. Simpler, cheaper, and the guys were fine with it. Then...
by Steve Kowalski | Jul 15, 2026 | Industry Payroll, Informational
You posted a job at $22 an hour. So that’s what the new hire costs you — $22 an hour, right? Not even close. And in my nine years at Paychex, the single most common surprise I watched land on a small business owner’s desk was the gap between the wage they...
by Steve Kowalski | Jun 18, 2026 | Industry Payroll
I’ve run payroll for hundreds of restaurants across Southwest Florida. If there’s one thing I’ve learned, it’s that restaurant owners who try to manage payroll themselves — or who use a generic payroll service that doesn’t understand the...