by Steve Kowalski | Aug 28, 2026 | Industry Payroll
Payroll taxes don’t run on a calendar year they run on a quarter, plus a web of deposit deadlines in between. For a busy owner, that’s four separate scrambles a year, each with its own forms and its own penalties for being late. Here’s the whole...
by Steve Kowalski | Aug 25, 2026 | Industry Payroll
Doing your own payroll makes sense in the beginning. One or two employees, a spreadsheet, a little help from software it works. Until it doesn’t. The problem is that the moment DIY stops working usually isn’t obvious until something breaks. So here are the...
by Steve Kowalski | Jul 30, 2026 | Industry Payroll
The number of business owners who stay with a payroll company they can’t stand because they think they’re trapped until January 1st it’s a lot. I hear it every year: “I’d love to switch, but I don’t want to mess up my taxes, so...
by Steve Kowalski | Jul 20, 2026 | Industry Payroll, Informational
A Fort Myers contractor called me a while back, rattled. He’d been paying two guys as 1099 independent contractors for three years no tax withholding, no employer taxes, just a check and a form in January. Simpler, cheaper, and the guys were fine with it. Then...
by Steve Kowalski | Jul 15, 2026 | Industry Payroll, Informational
You posted a job at $22 an hour. So that’s what the new hire costs you — $22 an hour, right? Not even close. And in my nine years at Paychex, the single most common surprise I watched land on a small business owner’s desk was the gap between the wage they...
by Steve Kowalski | Jun 18, 2026 | Industry Payroll
I’ve run payroll for hundreds of restaurants across Southwest Florida. If there’s one thing I’ve learned, it’s that restaurant owners who try to manage payroll themselves — or who use a generic payroll service that doesn’t understand the...
